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Due to the nature of non-profit operations, many organizations have unique, challenging risks with limited administrative and financial means to mitigate and transfer that risk.
Servicing over 1,500 non-profit organizations of all sizes and scopes of operation, BrokersLink has the expertise and resources to meet a wide range of non-profit insurance needs.
For many nonprofit organizations, BrokersLink serves as an outsourced risk manager, providing a full range of administrative and broking services.

Coverage expertise includes:

Directors & Officers Liability

Non-profit organizations can be sued for mismanagement by donors, grant providers, and other businesses and individuals. Directors & Officers Liability Insurance policies are designed to protect the personal assets of the directors, officers, and trustees, as well as the assets of the organization by covering defense, settlement, and judgment costs in the event of a mismanagement claim.

Employment Practices Liability

This type of coverage protects an organization for workforce (inclusive of volunteers) claims alleging wrongful termination, harassment, discrimination, hostile work environment, defamation, and unfair hiring/firing practices, among others.

Professional Liability

BrokersLink structures cutting-edge insurance solutions for a wide range of non-profit organizations' professional liability exposures.

Abuse & Molestation

Many insurers will exclude abuse and molestation coverage for organizations that work with children. We make sure our clients understand the ramifications of this exclusion and we negotiate with insurers to secure this coverage.

Volunteers

Volunteer injuries and other exposures are frequently not covered unless certain provisions are negotiated. However, new standalone products for volunteer medical and other coverage are now also available, increasing the options.

Employee Benefits Services

In order to remain competitive as an employer and effective as an organization, a Nonprofit must be able to attract and retain valued employees and promote the values central to the organization's success. BrokersLink's Employee Benefits specialists actively identify strategies, products, and technologies that improve the quality and effectiveness of our clients' benefit programs.

Because nonprofit organizations have such unique exposures, many standard insurers do not underwrite non-standard or niche market risks, but specialty markets are available for social service organizations, schools, and others. BrokersLink has extensive relationships with all of the major, financially sound standard and specialty non-profit markets.